Privacy Policy

Introduction

PhantomVector AS ("we," "our," or "us") is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Data Controller Information

PhantomVector AS is the data controller responsible for your personal information. Our contact details are:

• Company: PhantomVector AS
• Address: Istedgade 11, 6032 Kolding, Southern Denmark
• Registration Number: CVR94325897
• Email: privacy@phantomvector.top
• Phone: +45 36530257

Data We Collect

The data we collect includes both information you provide directly and information collected automatically when you use our website and services:

Information You Provide

• Contact information (name, email address, phone number)
• Financial information relevant to our budgeting services
• Communication preferences
• Any information you provide in forms, surveys, or correspondence

Information Collected Automatically

• Website usage data and analytics
• IP address and browser information
• Cookies and similar tracking technologies
• Device and technical information

How We Use Your Information

We use of your data for the following purposes under various legal bases:

• Providing and improving our budgeting and financial planning services
• Communicating with you about our services and responding to enquiries
• Processing payments and managing client relationships
• Complying with legal obligations and regulatory requirements
• Marketing our services (with your consent where required)
• Website analytics and performance optimisation

Cookies and Tracking Technologies

We may use cookies and tracking technologies for analytics, advertising, and remarketing purposes, including Google Ads. These technologies help us measure campaign effectiveness, deliver relevant advertisements, and improve our services. You can manage your cookie preferences at any time through our cookie consent banner. For detailed information about our use of cookies, please see our Cookie Policy.

Legal Basis for Processing

Under GDPR, we process your personal data based on the following legal grounds:

• Contract: Processing necessary for providing our services
• Legitimate Interest: Website analytics, service improvement, and business operations
• Consent: Marketing communications and non-essential cookies
• Legal Obligation: Compliance with financial regulations and tax requirements

Data Sharing and Disclosure

We may share your information in the following circumstances:

• With service providers who assist in our business operations
• When required by law or to protect our legal rights
• With your explicit consent for specific purposes
• In connection with business transfers or restructuring

Data Retention

We retain your personal data for as long as necessary to fulfil the purposes outlined in this policy, comply with legal obligations, and resolve disputes. Generally, client data is retained for seven years after the end of our business relationship, in accordance with Danish financial regulations. Website analytics data is typically retained for 26 months.

Your Rights

Under GDPR and Danish data protection law, you have the following rights regarding your personal data:

• Access: Request access to your personal data
• Rectification: Request correction of inaccurate data
• Erasure: Request deletion of your data in certain circumstances
• Restriction: Request limitation of processing
• Portability: Request transfer of your data
• Objection: Object to processing based on legitimate interests
• Withdraw Consent: Withdraw consent for processing based on consent

Data Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. This includes encryption, access controls, and regular security assessments.

International Data Transfers

When we transfer data outside the European Economic Area, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses or adequacy decisions by the European Commission.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:

• Email: privacy@phantomvector.top
• Phone: +45 36530257
• Post: PhantomVector AS, Istedgade 11, 6032 Kolding, Southern Denmark

Complaints

If you believe we have not handled your personal data in accordance with data protection law, you have the right to lodge a complaint with the Danish Data Protection Agency (Datatilsynet).

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the "Last updated" date.